Cash rate update for November 2025
The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 3.60% at today’s meeting.
This outcome reflects the RBA’s cautious and measured approach in balancing inflation control with employment objectives. The latest data indicates:
- Inflation: Headline consumer price index (CPI) rose to 3.2% in September 2025 (up from 2.1 per cent in the June 2025 quarter).
- Employment: Unemployment edged up to 4.5% in September 2025, signalling a slightly softer labour market.
Holding the cash rate steady provides the RBA with time to assess how economic conditions evolve and whether further adjustments are needed to maintain stability.
Today’s decision highlights the value of staying up to date with economic shifts and what they may mean for your finances.
Whether you’re weighing up a home purchase, refinancing to improve your loan terms, or exploring an investment property, this could be the right moment to reassess your plans.
If you’d like to have a chat about what today’s news means for you and your finances, please don’t hesitate to get in touch.
Any advice contained in this article is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters. Information in this article is correct as of the date of publication and is subject to change.